Regulatory and Disclosure Information:

We may assist you if you live in California, Hawaii or Washington. On a limited basis, we can work with clients in other states. We act as a registered investment advisor in these states and may do so on a limited basis in all other states. We are licensed in California, Hawaii and Washington for insurance services. Loren B. Kayfetz lic. #0594847. The information in this web site is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting, or specific advice to your situation.

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